Bouncing Back From a Loan Denial

So you’ve been denied a loan. What do you do now? What exactly is the next step? Should you call the company that denied you the loan? Should you simply ignore the denial? Should you apply for another loan from Read more ›

Buying Gift Cards

This holiday season, millions of people will flock to the biggest retailers to get the number one item on everyone’s shopping list. Although you might be thinking Xbox 360 or Playstation 3, Americans will be buying gift cards instead. I Read more ›

Car Buying Tips

Buying a car isn’t something you do everyday. It is a tedious process that takes a lot of time, patience, and money. In order for you to get the best deal on your and potentially save a lot of money, Read more ›

Tax Payment Option

In case you haven’t done so already, go ahead and file your income tax return. April 17th is quickly approaching and the IRS will want its money. Even if you don’t have the money to pay your full tax bill, Read more ›

Understanding the Universal Default Clause

When you get that credit card solicitation in the mail that guarantees an extremely low APR, make sure that you read the fine print. Your low interest can instantly increase to an extremely higher rate by simply missing one payment. Read more ›

Finding Information on Past Student Loans

While you were in college getting your education, you took out a bunch of loans to help you finance it. Now that you have graduated it is time to start paying them off. A lot of people do not know Read more ›

Student Loan Consolidation

You are about to graduate from college, or you recently did. What should you be doing with your student loans? Besides paying them back, now is the perfect time to look into consolidating your student loans too. There are a Read more ›

Credit Card Insurance

If you have a credit card, you have probably been asked to purchase some sort of credit card insurance. It seems as if every time I speak to a customer service representative, they always solicit their insurance plan. No matter Read more ›

Ways to Protect Yourself From Identity Theft

When it comes to identity theft, there are many things that you can do to protect both your good name and your hard earned credit. Thieves cannot get your information unless you supply it to them. The best way to Read more ›

Five Little Tricks to Becoming Rich

So you want to become rich. Everyone has the potential to become rich in their lifetime. You simply have to take a few steps to attain your goals of being rich. Being rich is not all about how much money Read more ›