Comparison of the Best Credit Card Offers
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There are hundreds -- even thousands -- of credit card offers online. But, with so many great deals out there, how do you know which is right for you? Here is a brief comparison.
The Chase PerfectCard is another great offer from Chase. In comparison to the Chase Classic credit card, it is a better deal. The Perfectcard has a low APR, 0% liability, and great rewards programs; its annual fee is only $19.00, and you can earn up to 6% towards rebates on all gasoline purchases, for the first three months, and 3% thereafter. Card holders also have the option to take out the Assurance and Extended Warranty protection.
The Chase Cashbuilder Credit Card also offers no annual fee, and 0% APR on purchases for the first twelve months. Card holders can earn 2% cash back when a balance of $500.00 or more is maintained, 1% on less than $500.00. Better yet, cardholders are eligible for up to $500,000 world-wide travel insurance, and can take out free rental auto insurance.
Another great credit card deal is the Toys "R" Us Visa card, also issued by Chase. This card is great for those consumers who have children, or those you are just young at heart. Not only does it have no annual fee, and a low APR, for qualified applicants, it has a generous rewards system. Whenever you shop at Toys "R" Us or Babies "R" Us stores, you'll get 5% rebate on purchases, and up to 1% on all other purchases. There is also a 0% liability guarantee and round the clock customer service.
A Comparison of the Worst Credit Cards
While there are many great offers online, there are quite a few which are worth avoiding. A brief comparison will highlight why they should be avoided.
One offer to avoid is the Premier Bank Gold card. It has an incredible APR of 9.9%, with no low introductory rate. It's annual fee of $120.00 is enough to send up red flags. There are no reward incentives, like cash back on money charged, or even the promise of meager air miles.
The USA Gold Card is another offer that you may want to avoid. The company claims that you will receive an eventual credit increase and access to online credit management services. However, with an annual fee of over $200.00, it would definitely best to avoid this credit card offer!
The Centennial Visa or Master card tempts unsuspecting applicants with the promise of the status of having an unsecured card, but it has an annual APR of almost 20% makes it an offer to avoid.
I've Made a Comparison of the Best and Worst Credit Card Deals Online, Now What?
When your comparison of the best and worst credit card deals is finished, you can finally decide which card is right for you. There are some great deals which will not only reward you for using the card, but will also help you to protect your purchases, and your financial future.
Posted by jonathan on February 03, 2005 at 07:05 PM