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	<title>Bad Credit Personal Finance News Blog</title>
	<link>http://www.creditlovers.com/blog</link>
	<description>News about personal finance and bad credit - Handled by Creditlovers.com</description>
	<lastBuildDate>Mon, 31 Dec 2007 23:39:35 +0000</lastBuildDate>
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		<title>Get Your Credit Score</title>
		<description><![CDATA[

What&#8217;s A Good Credit Score
Before we jump right in and answer the question &#8220;What&#8217;s A Good Credit Score&#8221;, let cover off the basic of what a Credit Score actually is.
A credit score is a judgment about your financial health at a specific point in time. The credit score is derived from a credit report which [...]]]></description>
		<link>http://www.creditlovers.com/blog/archives/18</link>
			</item>
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		<title>A Frugal NBA Player</title>
		<description><![CDATA[Is it possible to have a lot of money and still be frugal? Yes it is. Take Matt Bonner, the Toronto Raptor’s power forward. Unlike other NBA players, Bonner doesn’t spend his money on Bentleys, Mercedes Benzes, or BMWs. He doesn’t have a 32 room mansion that has a elevator or a shark tank. He [...]]]></description>
		<link>http://www.creditlovers.com/blog/archives/15</link>
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		<title>No Signature Required</title>
		<description><![CDATA[Did you notice that sometimes you aren&#8217;t required to sign for your credit card purchase? Don&#8217;t be alarmed or worried. This is a new push by Visa. Until recently, all credit card purchases had to be signed, whether the purchase amount was $5 or $23. Now, merchants could go ahead and not request your signature [...]]]></description>
		<link>http://www.creditlovers.com/blog/archives/14</link>
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		<title>Even Millionaires Need to Budget</title>
		<description><![CDATA[
Even millionaires need to budget

Those are the words of Phillip Simon, the financial advisor of Oracle Corp. founder Larry Ellison. According to e-mails that were recently made public, the financial advisor seriously worried of his clients spending. This guy was frivolously squandering his money. $20m a year for lifestyle, $75m a year on accrued interest. [...]]]></description>
		<link>http://www.creditlovers.com/blog/archives/12</link>
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		<title>Personal Finance Message Boards</title>
		<description><![CDATA[The personal finance message board is finally up and working. You can visit the boards by pointing your browser to talk.creditlovers.com. The main purpose of the forum is to educate. I set it up so that we can all ask questions, give answers, and share personal finance tips and information.
Right now the message boards are [...]]]></description>
		<link>http://www.creditlovers.com/blog/archives/11</link>
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		<title>Protect Your Identity From Thieves!</title>
		<description><![CDATA[Guess what, you might be doing some things that increase your chances of becoming a victim of identity theft. The thieves are getting creative each and every day. You need to know about the obvious and more sophisticated ways that your identity can become stolen.
Read Ways to Protect Yourself From Identity Theft now.
]]></description>
		<link>http://www.creditlovers.com/blog/archives/10</link>
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		<title>Credit Card Insurance: Should you buy?</title>
		<description><![CDATA[I don’t know about you, but it seems as if every time I get off the phone with the credit card company, they always try to sell me their insurance plan. I always refuse, and they always try to reassure me two or three more times. There are many types of credit card insurance plans. [...]]]></description>
		<link>http://www.creditlovers.com/blog/archives/9</link>
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		<title>How do you use credit responsibly?</title>
		<description><![CDATA[Sometimes when people get credit cards, they simply think that the money they&#8217;ve just received is free. Wrong. The money you&#8217;ve just received isn&#8217;t free; it&#8217;s a loan, a loan with high interest if not used carefully. Getting a credit card and using it responsibly are two different things. Almost anyone can get a credit [...]]]></description>
		<link>http://www.creditlovers.com/blog/archives/8</link>
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		<title>How do you choose an online broker?</title>
		<description><![CDATA[A lot of people would like to take some of the money that they earn and start investing. The problem is, there are so many different online brokers and many people are overwhelmed by the choices. I&#8217;ve written a small guide that will aid you in choosing the right broker.
In order to choose the right [...]]]></description>
		<link>http://www.creditlovers.com/blog/archives/7</link>
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		<title>Steps to Take Before Becoming Rich</title>
		<description><![CDATA[I&#8217;m pretty sure that a lot of us would like to become rich one day or another. But the problem lies in which steps we should take to become rich. If you&#8217;re just an average middle class worker, you can become rich by the time you retire. You simply have to know which steps to [...]]]></description>
		<link>http://www.creditlovers.com/blog/archives/6</link>
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		<title>Do you have too much money?</title>
		<description><![CDATA[Some people have way more money than they need to have. And when they have all that money, they start spending it on the dumbest things known to man. Why would anyone pay $38 for a bottle of water? Just because you have it doesn&#8217;t mean that you should simply try your hardest to waste [...]]]></description>
		<link>http://www.creditlovers.com/blog/archives/5</link>
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		<title>Your free credit report, really!</title>
		<description><![CDATA[If you haven&#8217;t done so, please visit www.annualcreditreport.com and request a copy of your free credit report. Everybody is entitled to 3 free credit reports per year now and I think it&#8217;s time that you got yours. Don&#8217;t visit sites like freecreditreport.com, they will offer you a free credit report only if you sign up [...]]]></description>
		<link>http://www.creditlovers.com/blog/archives/4</link>
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		<title>Visa and MasterCard team up to improve credit card security</title>
		<description><![CDATA[Long time rivals Visa and Mastercard are working together to create a special group that will set industrywide standards in order to improve credit card security. The two companies began talks about improving credit card security more than a year ago.
The thought given a new push after a credit card breach at CardSystems solution left [...]]]></description>
		<link>http://www.creditlovers.com/blog/archives/3</link>
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